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Retirement Plan Consulting

The landscape of the corporate retirement plan world is ever evolving from a product, technology, cost and liability standpoint.  Why not partner with a firm that can help you manage all aspects of your plan?

SWG is a retirement plan services firm.  Our comprehensive and strategic process assists plan sponsors with effective design, implementation and management of their retirement plan.  Being an independent firm we are product and vendor neutral which allows us to find the appropriate strategies that are cost-effective, efficiently designed, and serve as a valuable employee retention tool.

Our strategic approach and due diligence is applied to all facets of your plan.  We focus on and provide guidance for all of the following:

Plan Design

Not all organizations are created equal.  Our vast experience working with companies of different shapes and sizes allows us to utilize that expertise to help our clients maximize their retirement benefit offerings.  We will assist in the design process while also helping to manage all legal and compliance requirements.

Plan Level Benchmarking

The retirement plan landscape is continually changing and improving.  As your advisor, we will periodically benchmark your current vendors to others in the marketplace by conducting an RFP process.  As a plan fiduciary, it is critical that you monitor your vendors to ensure competitiveness from a pricing, technology, and capabilities standpoint.  If they are not, our independence affords us the opportunity to bring in a different alternative at any time.

Investment Due Diligence

We partner with the investment committee and plan fiduciaries to assist with the preparation and review of  a customized Investment Policy Statement.  We continually monitor the plan and communicate with our clients to help ensure the specifics of the IPS are being met.  Furthermore, SWG has access to a proprietary scoring system to evaluate the investment options offered in a plan.  The scoring system grades each investment option on a 12 point system allowing plan fiduciaries and investment committees to view the strength of their offering on a quarterly basis.

Fiduciary Guidance & Support

We have access to processes that help manage all required ERISA fiduciary controls and documentation.  We understand that plan trustees and committees have a lot on their plate, we strive to help manage this worry by providing hands on investment fiduciary support.  We also have the ability to act as a co-fiduciary as it relates to the investment portion within the plan if you desire to delegate some of the liability.

Participant Education & Communication

We strive to create a comprehensive Financial Wellness Program for your employees.  We understand that each organization is unique, so we partner with our clients to develop a customized education and communication plan that consists of one-on-one meetings and group seminars.  We are able to provide expertise and guidance to your employees no matter where they are in their lifecycle from enrolling in the plan to helping them to prepare for being retirement ready upon leaving the workforce.